PRIVACY POLICY AND AGREEMENT

WHAT DOES ARIZONA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and Income
• Account Balances and Payment Information
• Credit History and Credit Scores
• Transaction or Loss History and Account Transactions

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Arizona Federal Credit Union chooses to share member information; and whether you can limit this sharing.

• Call (602) 683-1000 or toll free outside Maricopa County at (800) 523-4603
• Fill out the opt out form at the bottom of this page
  

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent or provide this notice. When you are no longer a member, we continue to share your
information as described in this notice unless you have previously requested that we limit our sharing.

However, you can contact us at any time to limit our sharing.

Call (602) 683-1000 or toll free outside Maricopa County at (800) 523-4603

We collect your personal information, for example, when you

• Open an account or make deposits or withdrawals from your account
  
• Pay your bills or apply for a loan
  
• Use your credit or debit card
  

We also collect your personal information from others, such as credit bureaus and affiliates. We also collect your personal information from other companies.

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes - information about your creditworthiness.
• Affiliates from using your information to market to you.
• Sharing for nonaffiliates to market to you.
  
  

What happens when I limit sharing for an account I hold jointly with someone else?

Companies related by common ownership or control. They can be financial and nonfinancial companies

• Western States Financial Group, LLC; and/or Members’ Auto Center
  
• Arizona Federal Insurance Solutions, LLC; The Arizona Group, and/or Members’ Insurance Center

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Arizona Federal Credit Union does not share with nonaffiliates so they can market to you

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Insurance Companies
• Broker/Dealers