28,000 surcharge-free ATMs nationwide!

To give you even more access to your money, we've partnered with the Co-Op Network — one of the largest surcharge-free ATM networks in the country — to give you access to over 28,000 ATMs surcharge free all across the nation.

Co-Op Network ATMs can be seen in 7-Eleven convenience stores.

You can access Co-Op ATMs and all other non-Arizona Federal ATMs for up to four free transactions per month. Keep in mind that Arizona Federal ATMs always offer unlimited free transactions.

How can I locate the ATMs nearest to me?

To find one of the 28,000 ATMs near you, visit our locations page, enter your address and select search the “all surcharge-free ATMs” option.

Not near a computer? Simply text your location- address, intersection or zip code- to MYCOOP (698667) from any mobile phone. A few seconds later you’ll receive a text message with the location of the nearest surcharge free ATMs in your area.