CNN, Forbes on CUs: 'Grab them while you can',
- A September 19, 2008 news release from the Credit Union National Association (CUNA)

Arizona CUs Well Capitalized
- A July 25, 2008 article from the Credit Union Times

America's Credit Unions: Secure, Strong (PDF)
- A July, 2008 news release from the Credit Union National Association (CUNA)

Bank failures raise questions about deposit insurance
- A July 20, 2008 by Arizona Republic columnist Russ Wiles

Credit Union Philosophy (PDF)
- An article by Chip Filson from CreditUnions.com

CUs are safest deposit institutions
- A July 21, 2008 statement from former Congressman and current CUNA President Dan Mica

CUs a good place for consumer savings
- A USA Today article from July 21, 2008

Your credit union accounts are safe, insured
- A July 21, 2008 news release from CUNA

The National Credit Union Administration
- Homepage

NCUA Share Insurance
– Learn how your accounts are insured

NCUA Share Insurance Estimator
– Find out exactly how much insurance you have

Frequently Asked Questions about the National Credit Union Share Insurance Fund

Special Bulletin: NCUA Increases Retirement Insurance Coverage
- What's changed, what hasn't, and how to get more information

Q: Which of my accounts is covered up to $250,000? Is my IRA covered? Are my joint accounts covered differently than my single accounts?

A: Basic NCUA Share Insurance Coverage Limits:

**The legislation authorizing the increase in share insurance coverage limits is effective October 3, 2008, through December 31, 2009.

A: Yes! Money Market accounts at Arizona Federal are considered share accounts and therefore insured by the NCUA up to $250,000. Per the NCUA’s website, “Generally, if a credit union member has more than one account in the same credit union, those accounts are added together and insured in the aggregate.” Therefore if you have, for example, a base share, a checking account and a Money Market account all in your name, these three accounts combined would be covered up to $250,000.

For a full description from NCUA of their Share Insurance, please visit their site at: www.ncua.gov/ShareInsurance/index.htm

A: Yes. These customers are covered up to $250,000 per institution (with higher amounts for retirement accounts and so on) through an insurance fund administered by the National Credit Union Administration, a federal agency. Like the FDIC fund, the credit union version ultimately is backed by the U.S. government.

Credit unions haven't been making many headlines lately, which is probably good. The Credit Union National Association claims credit unions on average have slightly better capital positions than banks, with mortgage delinquencies for the first quarter below 1 percent. According to CUNA, most credit unions offer mortgages but haven't been hit nearly as hard by the subprime crisis, partly because they lend more conservatively and tend to hang onto their loans.