Your everyday decisions are easier with the help of Home & Family Finance Resource Center. Each week this online guide features facts about the topics that matter to you, from credit card fraud to saving for your children's education.

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Other Arizona Federal articles of interest:

• Helpful hints for avoiding scams
• 12 scams most likely to arrive by email
• What you can do to help prevent identity theft
• Credit corner
• Beware of online summer specials