Before you apply, you must be able to answer "yes" to ALL of the following:

1. I am an owner or an authorizing officer of the Business.
2. My personal credit history is clear of bankruptcy and seriously delinquent accounts.
3. I understand my personal credit history will be reviewed as part of this application, and I will personally guarantee the debt.
4. I have not been denied credit by Arizona Federal in the last six months.

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