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	*Fixed APR as low as**

Current Loan Rates	Regular Rate	Members' Auto Center
New Auto
36-month term 48-month term 60-month term 72-month term 84-month term	4.99% 4.99% 4.99% 5.24% 5.74%	4.49% 4.49% 4.49% 4.74% 5.24%
Pre-Owned Auto
24-month term 36-month term 48-month term 60-month term 72-month term	4.99% 5.24% 5.49% 5.74% 6.24%	4.49% 4.74% 4.99% 5.24% 5.74%

Motorcycle
New: 72-month term Pre-owned: 60-month term	8.99% 9.24%

Other Recreational Use Vehicles
New: 72-month term Pre-owned: 60-month term	9.49% 9.74%
Personal Line of Credit	14.00%
Closed-End Second Mortgage
Loan to value and terms vary with rates as low as	7.49%
	*Variable APR as low as**

Home Equity Line of Credit
Loan to value varies with rates as low as	6.25%
Visa Platinum Credit Card	7.74%
First mortgages and other loan types are also available. *Full mortgage rate table & details of terms


Annual Percentage Rates shown are the lowest rates available on newly opened loans. Actual rates may be higher depending on a variety of factors, including borrower’s credit history, year of vehicle or loan terms. Rates are effective November 25, 2009* and subject to change without notice.

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